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Business Event Liability Insurance
NEW! Private Event Insurance – an industry leader in insuring private events and celebrations – now also offers Liability coverage for select business and non-profit events.*
- Business Dinners
- Business Meetings
- Corporate Private Parties
- Fundraising Dinners
- Non-Profit Functions
Our easy and affordable solution meets typical venue requirements for special event liability coverage and protects your business or organization if it is held liable for property damage or bodily injury.
- Includes host liquor liability option to protect against alcohol-related accidents
- Limits up to $2 Million available for qualifying events
- Underwritten by an A-rated insurer, Markel American Insurance Company
Why is Private Event Insurance So Affordable?
If you've checked some of our competitors' rates, you will probably wonder how Private Event Insurance can offer primary liability coverage to business events at such an affordable price point. The answer is simple:
- Because we offer coverage only to a select range of business and non-profit functions, Private Event Insurance can offer extremely competitive rates for qualifying events.
As special event insurance experts, we realized that many businesses and organizations planning dinners, meetings and other smaller functions were looking for an alternative to the more comprehensive liability products designed for high-risk productions like concerts and sporting events.
Our event liability insurance product meets this need and offers your business or organization a superior combination of coverage quality, purchasing convenience, and affordability.
*Please note: Coverage for business events is not yet available in all states. To confirm availability for your state, contact customer service toll free: 1-877-723-3933.
Event Liability Insurance Coverage at a Glance:
Three levels to choose from based on your needs or your venue's requirements:
|
$500,000 General Aggregate $500,000 per occurrence including property damage $1,000 Property Damage Deductible |
$1,000,000 General Aggregate $1,000,000 per occurrence including property damage $1,000 Property Damage Deductible |
$2,000,000 General Aggregate $1,000 Property Damage Deductible |
The information contained here is for illustrative purposes only and coverage under the Private Event Insurance Program is expressly subject to the conditions, restrictions, limitations, exclusions and terms of the policy documentation issued by the insurer. Availability of this program is subject to each state’s approval and coverage may vary by state. This program is underwritten by Markel American Insurance Company.
Event Liability Insurance
- Required by many special event venues
- Protects you if you're held liable for property damage or bodily injury
- Includes host liquor liability option to protect against alcohol-related accidents
Why is Private Event Insurance the preferred choice for venue required liability?
Private Event Insurance liability coverage was specifically designed in consultation with venues so we could be sure our product satisfied their requirements for liability & property damage coverage. Many venues refer their clients to us year after year.
Plus, our liability insurance is easy to purchase, competitively priced, and underwritten by an A-rated insurer.
More reasons Private Event Insurance is preferred by customers and their venues:
- Get instant upfront pricing online – no need to disclose any personal information or create an account just to get a quote
- Flat pricing -- no hidden charges to add venues as Additional Insured / co-insured, or to add venue-required wording
- Your event venue can be named as Additional Insured at no extra charge (you can even add a second venue for the same low price!)
- Six (6) coverage and pricing options to choose from*
- $500,000, $1 Million, and $2 Million liability limits
- Each available with or without host liquor liability coverage
- Can be purchased up to 24 hours before your event
- Purchase online and you're covered in minutes in most cases – download policy right from the web site** (you'll also receive a copy by e-mail)
- Certificate of Insurance can be e-mailed directly to your venue
- Coverage is primary for both you and your venue, which means if you have a covered claim your Private Event Insurance policy will pay first – before any other insurance you may have. Primary liability coverage is preferred by most venues, and many require it.
- Liability policy can be purchased alone, or as a package with an Event Cancellation / Postponement Plus policy at a discounted rate
Our Event Liability insurance is available to U.S. residents and accepted by venues in all U.S. states, U.S. Territories & Possessions, Canada & Puerto Rico.
Event Liability Insurance Coverage at a Glance:
Three levels to choose from based on your needs or your venue's requirements:
|
$500,000 General Aggregate $500,000 per occurrence including property damage $1,000 Property Damage Deductible |
$1,000,000 General Aggregate $1,000,000 per occurrence including property damage $1,000 Property Damage Deductible |
$2,000,000 General Aggregate $1,000 Property Damage Deductible |
*Please note: Some coverage options & limits are not yet available in all states. Residents of Alaska & Florida - please use the Get a Quote button to see available coverage options and limits for your state, or contact customer service for more information.
**If your venue requires special wording to be added to the Certificate of Insurance, we will need to review the wording before your coverage will take effect. This may take up to 1 business day. When your wording is approved we will send your policy via e-mail.
The information contained here is for illustrative purposes only and coverage under the Private Event Insurance Program is expressly subject to the conditions, restrictions, limitations, exclusions and terms of the policy documentation issued by the insurer. Availability of this program is subject to each state’s approval and coverage may vary by state. This program is underwritten by Markel American Insurance Company.
Special Event Insurance – Cancellation / Postponement Plus
No matter how carefully you plan your celebration, you can suffer a financial loss if mishaps beyond your control occur. Private Event Insurance can help things go right, even when things go wrong.
The Private Event Insurance Cancellation / Postponement Plus plan protects your financial investment in your event in two ways:
- If you're forced to cancel / reschedule the entire event for a covered reason
OR- If your event takes place as scheduled but you experience a covered damage / loss to event photos/videos, attire, invitations, and more
Event Cancellation / Postponement Plus insurance can help your event go smoothly at every stage by protecting you against:
- Lost deposits / vendor bankruptcy throughout the planning period
- Damage to photographs, special attire, and more
- Nonrefundable deposits if you are forced to postpone the entire event
How will Event Cancellation / Postponement Plus insurance protect you if the unexpected happens? To see how your coverage will work, select your estimated total event budget from this list:
The information contained here is for illustrative purposes only and coverage under the Private Event Insurance Program is expressly subject to the conditions, restrictions, limitations, exclusions and terms of the policy documentation issued by the insurer. Availability of this program is subject to each state’s approval and coverage may vary by state.
