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This comparison chart
shows information for
Non-US citizens.
Inbound
Guest
®
Immigrant
Secure
Inbound
USA
®
VISITORS
CARE
®
Inbound Guest
Immigrant Secure
Inbound USA
Visitors Care
 
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Type of Coverage
Fixed Coverage
Per Incident/Sickness
Fixed Coverage
Per Incident/Sickness
Fixed Coverage
Per Incident/Sickness
Fixed Coverage
Policy Maximum
Per incident

$40,000 & $60,000 policy
- for all ages up to 99.

$45,000 to $85,000
policy - up to age 69.
Per incident

$25,000 & $50,000 policy -
for all ages up to 99.

$50,000 to $130,000 policy -
up to age 69.
Per incident

$50,000 & $70,000 policy -
for
all ages up to 99.

$50,000 to $130,000 policy -
up to age 69.
Lifetime maximum

$10,000 policy - for 80 &
above.

$25000, $50000 & $100000
policy - up to age 79.
Deductible
Per injury/sickness

$0, $50 & $100 are
available up to age 69.

$200 available for age 70
& above.
Per injury/sickness

$0, $50 & $100 are
available up to age 69.

$200 available for age 70 &
above.
Per injury/sickness

$0, $50 & $100 are available
up to age 69.

$200 available for age 70 &
above.
Per period of coverage

$50 & $100 are available for
all ages.

$0, $50 & $100 are available
up to age 69.
Co-Insurance
(Inside USA/Canada)
n/a
n/a
n/a
n/a
Co-Insurance
(Outside USA/Canada)
n/a
n/a
n/a
n/a
Provider Network
(Inside USA)
Visit any doctor/hospital
Yes
Visit any doctor/hospital
Yes
Provider Network
(Outside USA)
n/a
Yes
n/a
Yes
Renewal
Yes, Renew Online
Minimum 5 days of renewal
required.
Yes, Renew Online
Minimum 5 days renewal
required.
Yes, Renew Online
Minimum 5 days of renewal
required.
Yes, Renew Online
Minimum 5 days renewal
required.
Renewal fee charged by
Insurance Company
$5/renewal
$5/renewal
$5/renewal
$5/renewal
Administrator
Seven Corners (SC)
(Formally known as SRI)
HCC Medical Insurance
Services (HCCMIS)
Seven Corners (SC)
(Formally known as SRI)
International Medical Group
(IMG)
Underwriter/Carrier
Lloyd's of London
Lloyd's
Lloyd's of London
Sirius International
A.M. Best Rating
A "Excellent"
A "Excellent"
A "Excellent"
A "Excellent"
Details
Premium
Benefits
Plan Description
Exclusions
Brochure
Claim form
Premium
Benefits
Plan Description
Exclusions
Brochure/Application
Claim form
Premium
Benefits
Optional Pre-exsiting Benefit
Plan Description
Exclusions
Brochure/Application
Claim form
Premium
Benefits
Plan Description
Exclusions
Brochure/Application
Claim form
Notes
Plan for Non-US citizens
traveling to USA.
Plan is currently not for
applicants physically located
in State of New York.
Plan for Non-US citizens
traveling to USA.
--
Medical Coverage (For Outpatient treatment, please check "coverage details" available under detail section)
Hospital Room & Board
30 days maximum

$45,000 policy - up to
$1,260/day.

$85,000 policy - up to
$1,785/day.

For ages 70 & above - up
to $870/day.
30 days maximum

$50,000 policy - up to
$1,400/day.

$75,000 policy - up to
$1,675/day.

$100,000 policy - up to
$1,950/day.
30 days maximum

$50,000 policy - up to
$1,400/day.

$100,000 policy - up to
$1,950/day.

For ages 70 & above - up to
$1,050/day.
30 days maximum per
period of coverage.

$25,000 policy - up to
$825/day.

$50,000 policy - up to
$1,400/day.

$100,000 policy - up to
$1,950/day.
Intensive Care Unit (ICU)
8 days maximum

$45,000 policy - additional
$595/day.

$85,000 policy - additional
$790/day.
8 days maximum

$50,000 policy - $2,060/day.

$75,000 policy - $2,430/day.

$100,000 policy -
$2,800/day.
8 days maximum

$50,000 policy - additional
$660/day.

$100,000 policy - additional
$850/day.
8 days maximum per period
of coverage

$25,000 policy - additional
$400/day.

$50,000 policy - additional
$660/day.

$100,000 policy - additional
$850/day.
Doctor/Physician Visit
30 visits Maximum, 1
visit/day

$45,000 policy - up to
$50/visit.

$85,000 policy - up to
$75/visit.
30 visits Maximum

$50,000 policy - up to
$55/visit.

$75,000 policy - up to
$70/visit.

$100,000 policy - up to
$85/visit.
30 visits, 1 visit/day

$50,000 policy - up to
$55/visit.

$100,000 policy - up to
$85/visit.
30 visits per period of
coverage

$25,000 policy - up to
$40/visit.

$50,000 policy - up to
$55/visit.

$100,000 policy - up to
$85/visit.
Surgical Treatment
$45,000 policy - up to
$2,970.

$85,000 policy - up to
$4,840.
$50,000 policy - up to
$3,300.

$75,000 policy - up to
$4,400.

$100,000 policy - up to
$5,500.
$50,000 policy - up to
$3,300.

$100,000 policy - up to
$5,500.
Per surgical session

$25,000 policy - up to $2,000.

$50,000 policy - up to $3,300.

$100,000 policy - up to
$5,500.
Ambulance
up to $450 for all policy
maximum.
$50,000 & $130,000 policy -
up to $450.
up to $450 for all policy
maximum.
Per period of coverage

$25,000 policy - up to $250.

$50,000 & $100,000 policy -
up to $450.
Medicine/Prescription
Drug
$45,000 policy - up to $90.

$85,000 policy - up to
$135.

For ages 70 & above - up
to $65.
$50,000 policy - up to $100.

$75,000 policy - up to $125.

$100,000 policy - up to
$150.
$50000 policy - up to $100.

$100,000 policy - up to $150.

For ages 70 & above - up to  
$80.
Per period of coverage

$25,000 policy - up to $150.

$50,000 & $100,000 policy -  
up to $250.
X-Ray & Lab Services
$45,000 policy - up to
$405, additional $250 for
One Cat scan, PET scan or
MRI.

$85,000 policy - up to
$485, additional $500 for
One Cat scan, PET scan or
MRI.

For ages 70 & above - up
to $330, additional $250
for Once Cat scan, PET
scan or MRI.
$50,000 policy - US$450,
($250 allowable charge per
procedure)

$75,000 policy - US$475,
($375 allowable charge per
procedure)

$100,000 policy - US$500,
($500 allowable charge per
procedure)
$50,000 policy - up to $450,
additional $250 for One Cat
scan, PET scan or MRI.

$100,000 policy - up to 500,
additional $500 for One Cat
scan, PET scan or MRI.

For ages 70 & above - up to
$400, additional $250 for
Once Cat scan, PET scan or
MRI.
Per period of coverage

$25,000 policy - US$650,
($325 allowable charge per
procedure)

$50,000 policy - US$800,
($400 allowable charge per
procedure)

$100,000 policy - US$950,
($475 allowable charge per
procedure)
Pre-existing Conditions
--
--
Optional Coverage

(Age 69 or below) Up to
$5,000 in coverage for
Myocardial Infarction (heart
attack) or Stroke

(Age 70 or above) Up to
$3,000 in coverage for
Myocardial Infarction (heart
attack) or Stroke
--
Maternity
--
--
--
--
Dental Coverage
Dental - Acute,
unexpected pain
--
--
--
--
Dental - Accident related
emergency
up to $550.
$50,000 & $130,000 - up to
$550.
up to $550.
Per period of coverage

$25,000 policy - up to $150.

$50,000 & $100,000 - up to
$250.
Travel Coverage
Emergency Medical
Evacuation/Repatriation
$50,000
$50,000
$50,000
$50,000 (not to exceed plan
maximum)
Return of Mortal Remains
$7,500
$7,500
$7,500
$7,500
Emergency Reunion
--
--
--
--
Loss of Checked Luggage
--
--
--
--
Return of minor children
--
--
--
--
Trip Interruption
--
--
--
--
Political Evacuation
--
--
--
--
Life Coverage
Accidental death &
dismemberment (AD&D)
--
--
--
--
Common carrier
accidental death
$25,000
$25,000
$25,000
$25,000
Other Coverage
Terrorism coverage
--
--
--
--
Identity theft assistance
--
--
--
--
Hospital indemnity
--
--
--
--
Optional Coverage
Extreme sports rider
--
--
--
--
Trip cancellation
--
--
--
--
 
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